Calculator · Historical simulation

Bitcoin DCA Calculator

See what a regular Bitcoin savings plan would have returned. The simulation runs on daily prices since July 2010 and 5-minute prices since 2012; euro values are converted at each day's ECB reference rate.

Worked example

Investing $100 in Bitcoin every month for the last 5 years(from September 29, 2021, 61 buys, $6,100 total) would leave you holding 0.1409 BTC worth $11,725 today. That is a return of +92%.

Average buy price $43,280, current price $83,192. Try your own amounts and periods below.

DCA Calculator

Interval

What is a Bitcoin savings plan?

With a savings plan (dollar-cost averaging, DCA) you invest a fixed amount at regular intervals regardless of the current price. You automatically buy more Bitcoin when the price is low and less when it is high.

Your average buy price therefore lands between the highs and lows of the period, and any single entry date matters less.

Methodology & data

For each purchase date we use the daily close, the last price of that calendar day (UTC) in our database (daily data from July 2010, 5-minute resolution since 2012). Purchases fall on every day, every 7 days from the start date, or monthly on the start date's day of the month (the last day in shorter months). US-dollar prices are real history; euro values are converted from USD at each day's ECB reference rate. Past performance does not guarantee future results.

Frequently asked questions

01What is a Bitcoin DCA plan?

Dollar-cost averaging (DCA) means investing a fixed amount in Bitcoin at regular intervals regardless of price. It smooths your entry price and removes timing risk from the decision.

02Has a Bitcoin DCA plan paid off historically?

It depends on the period. The calculator simulates it with real historical prices. Example: $100 per month over the last 5 years would have meant $6,100 in contributions, worth about $11,725 today.

03Which interval is best: daily, weekly or monthly?

Over long horizons the difference between daily, weekly and monthly is small. The calculator shows all three for comparison.

04Where does the price data come from?

From our own price database with daily data from July 2010 and 5-minute resolution since 2012. US-dollar prices are real history; euro values are converted at each day's ECB reference rate (see methodology).